| 项目 |
预测 |
公布 |
差异 |
| 总资产 |
27000 |
27949.71 |
3.52% |
| 净资产 |
1635 |
1649.97 |
0.92% |
| 贷款总额 |
16500 |
16410.75 |
-0.54% |
| 存款总额 |
21600 |
22200.60 |
2.78% |
| 营业收入 |
955.9 |
961.57 |
0.59% |
| 业务管理费 |
320.00 |
347.98 |
8.74% |
| 减值拨备金 |
72.00 |
83.50 |
15.97% |
| 成本收入比 |
33.48% |
36.19% |
8.10% |
| 利润总额 |
476.00 |
471.22 |
-1.00% |
| 所得税 |
118.00 |
109.95 |
-6.82% |
| 净利润 |
359.00 |
361.29 |
0.64% |
| 所得税率 |
24.79% |
23.33% |
-5.88% |
| 拨备前利润 |
431 |
444.79 |
3.20% |
| 每股利润 |
1.664 |
1.674 |
0.64% |
| 风险资产 |
18055 |
17608.84 |
-2.47% |
| 核心资本充足率 |
8.15% |
8.22% |
0.86% |
| 减值拨备金余额 |
363 |
367.04 |
1.11% |
| 拨贷比 |
2.14% |
2.24% |
4.51% |
| 不良贷款余额 |
95 |
91.73 |
-3.44% |
| 拨备覆盖率 |
382.11% |
400.13% |
4.72% |
| 每股净资产 |
7.578 |
7.65 |
0.92% |
| 项目 |
浦发 |
兴业 |
民生 |
招商 |
| 拨备前利润增幅 |
44.74% |
36.23% |
57.22% |
42.24% |
| 成本收入比 |
28.50% |
31.40% |
35.61% |
36.19% |
| 拨贷比 |
2.19% |
1.46% |
2.23% |
2.24% |
| 不良贷款增长 |
3.80% |
1.80% |
11.15% |
0.05% |
| 存款成本 |
1.889% |
1.926% |
2.077% |
1.64% |
| 负债成本 |
2.56% |
2.85% |
2.73% |
1.93% |
| 税后股息率 |
3.01% |
2.49% |
4.36% |
3.20% |
| 估值 |
6.13 |
5.66 |
5.92 |
7.05 |
