外贸英语（二十二）托收与信用证项下的付款程序
2009-04-28 14:39阅读：
Lesson Twenty Two
Paying Procedures Under Collection and L/C
Paying Procedures under Collection:
Figure 1 D/P sight
1.
After shipment
of the goods on the contract, the exporter fills up letter of
collecting application and draws sight bill, then sends the bill
with shipping documents to the remitting bank for collection.
2.
The remitting
bank writes letter of entrusting collection, which it sends with
the sight bill and the shipping documents to the collecting bank
for collection.
3.
The collecting
bank presents the
documentary bill to the importer.
4.
The importer
pays the bill.
5.
The collecting
bank gives the documents to the buyer.
6.
The collecting
bank transfers account and notifies the remitting bank of the
payment.
7.
The remitting
bank transfers account and notifies the exporter of the
payment.
Paying Procedures under Collection:
Figure 2 D/P after sight
1.
After shipment
on the contract, the exporter fills up letter of collecting
application and draws time bill, then sends the bill with shipping
documents to the remitting bank for collection.
2.
The remitting
bank writes letter of entrusting collection, which it sends with
the time bill and the shipping documents to the collecting bank for
collection.
3.
The collecting
bank presents the documentary bill to the importer, who accepts the
bill and gives it back to the collecting bank.
4.
The importer
pays when the bill is due.
5.
The collecting
bank gives documents to the importer.
6.
The collecting
bank transfers account and notifies the remitting bank of the
payment.
7.
The remitting
bank transfers account and notifies the exporter of the
payment.
Paying Procedures under Collection:
Figure 3 D/A
1.
After shipment
on the contract, the exporter fills up letter of collecting
application and draws time bill, then sends the bill with shipping
documents to the remitting bank for collection.
2.
The remitting
bank writes letter of entrusting collection, which it sends with
the time bill and the shipping documents to the collecting bank for
collection.
3.
The collecting
bank presents the documentary bill to the importer, who accepts the
bill. The collecting bank gets back the accepted bill and gives the
documents to the importer.
4.
The importer
pays when the bill is due.
5.
The collecting
bank transfers account and notifies the remitting bank of the
payment.
6.
The remitting
bank transfers account and notifies the exporter of the
payment.
Paying Procedures under L/C:
1.
The importer
makes application to the opening bank, which opens L/C to the
exporter with service charge.
2.
The opening bank
sends L/C to the advising bank in the exporter’s country.
3.
The advising
band sends L/C to the exporter.
4.
After shipment,
the exporter gets ready all the shipping documents and draws bill
of exchange,which the exporter sends to the negotiating bank during
the validity of the L/C.
5.
The negotiating
bank pays the exporter deducting services charge and
interest.
6.
The negotiating
bank sends the documentary bill to the opening bank for
payment.
7.
The opening bank
pays.
8.
The opening bank
notifies the importer to get the documents against payment.
9.
The importer
pays for the documents and gets the title to the goods after
payment. The business is done.
Notes:
1.
collection托收
2.
principal委托人，本人，当事方
3.
remitting
bank托收行
4.
collecting
bank代收行
5.
payer付款人
6.
D/P
sight即期付款交单
7.
D/P after
sight远期付款交单
8.
beneficiary
受益人
9.
advising bank
(notifying bank)通知行
10.
negotiating bank议付行
11.
opening bank开证行
12.
paying bank付款行
13.
applicant开证申请人
14.
application申请书
15.
deduction扣除，扣除额
