程阳：美国明尼苏达州中奖者须知
2010-07-16 22:05阅读：
程阳：美国明尼苏达州中奖者须知
Minnesota Lottery Winners
Information
Claiming Your Prize
Prizes of $599.99 or less on one ticket may be claimed by
mail or at any Minnesota State Lottery retailer (provided funds are
available).
Winners of $600 or more must fill out a ticket
claim form, available at
any
Minnesota State Lottery retailer or
here online (you will need
Adobe's free Acrobat reader to open and
print the file).
Winners of $600 to $30,000 must claim prizes at any Lottery
regional office (click here
for addresses and phone numbers)
or by mail with a completed
claim form. You will need
Adobe Acrobat Reader installed on your PC or Mac and can download
it free here.
Claims made by mail must be sent to:
Minnesota State Lottery
P.O. Box 131000
Roseville, MN 55113
All winners of prizes over $30,000 must claim the prize at
Lottery headquarters in Roseville. Players are asked to call Public
Relations at (651) 635-8271 before they claim the
prize.
Remember to sign the back of all tickets before
bringing them to a Lottery retailer or Lottery office to be checked
or validated.
Sharing a Prize of $30,000.00 or
Less
- At least one person claiming the prize must sign the back
of the ticket.
- Each person claiming a share of the prize must complete a
separate claim form.
- Each person claiming a share of the prize should bring
their completed claim form to one of our Lottery Regional Offices
for payment or mail to Minnesota State Lottery, P.O. Box 131000,
Roseville, MN 55113.
Note: If any individual claiming a portion of the prize is not
present, their claim form must be notarized. All checks for
individuals not present will be mailed to the name and address
listed on the claim form.
- If you have any questions regarding the information
provided, please be sure to call our office at 651-635-8273 for
further instructions.
When You Win
Winning the Lottery may be one of the most exciting events to
happen in your life. Yet, you may also find yourself concerned with
questions such as, 'What happens now? How do I manage such a large
sum of money? How should I handle the media questions? Will my
friends treat me differently?'
This Web page is designed to help address your concerns, as
well as offer some general suggestions based on the past experience
of other Lottery winners. Although every winner's situation is
unique, this information is applicable in general terms. Most
experts agree that the first thing you should do with your prize is
sit tight and think about it: There is no need to hurry any
financial decisions that may affect the rest of your
life.
Financial professionals recommend placing your prize in an
easily accessible, interest-bearing bank account for a few weeks.
Your local financial institution will be happy to advise you at no
charge. It is better not to make any major decisions -- like
quitting your job, moving or making a large purchase -- until you
have had time to think, consult professional advisers and plan.
Study the opportunities you face. Decide what is really best for
you and be certain that you are fully informed and comfortable
before proceeding.
Getting paid
Depending on the type of prize you've won, your prize amount
and type of prize payment will vary.
Prizes of more than $30,000
Winners of lottery prizes over $30,000 receive their prize in
a lump-sum payment, usually the same day they claim it. After a
security and validation process, the entire prize is awarded in one
payment, less the amount withheld for federal and state taxes and
any amount due under the Minnesota Revenue Recapture
Act.
Powerball, Hot Lotto, Northstar Cash and Gopher 5 jackpot
prizes are pari-mutuel. If multiple winning tickets are sold, the
jackpot prize is split equally between winning tickets. If no one
wins the jackpots, the prize increases for the next
draw.
Powerball jackpots
Powerball jackpot winners can be paid in 30 annual payments
over 29 years or in one lump-sum cash payment. If players choose
the annuity, the annual payments will be increased each year by a
percentage set out in the
Powerball game procedures. The annuity payment is
approximately twice the estimated cash jackpot amount. State and
federal taxes, as well as any amount due under the Revenue
Recapture Act, are withheld. Powerball jackpot prizes are
pari-mutuel, so if more than one winning ticket is sold, the
jackpot is split equally among all winning tickets.
Jackpot winners will receive a check two weeks after the
ticket is validated. Those who pick the cash option will
receive the entire payment (less withholding), while those who
select the 30-year annuity option will receive the first payment
(less withholding). The remaining 29 payments occur
annually on the anniversary date of the first payment (or the first
business day after the anniversary date, should the date fall on a
weekend or holiday).
Mega Millions jackpots
Mega Millions jackpot winners can be paid in 26 annual
payments or in one lump-sum cash payment. The cash payment is
approximately half the estimated annuity jackpot amount. State and
federal taxes, as well as any amount due under the Revenue
Recapture Act, are withheld. Mega Millions jackpot prizes are
pari-mutuel, so if more than one winning ticket is sold, the
jackpot is split equally among all winning tickets. Mega Millions game
procedures.
Jackpot winners will receive a check approximately two weeks
after the ticket is validated. Those who pick the cash
option will receive the entire payment (less withholding), while
those who select the 26-year annuity option will receive the first
payment (less withholding). The remaining 25 payments occur
annually on a date determined by the Lottery which is closest to
the date from which the securities to fund the prize are purchased.
Hot Lotto jackpots
Hot Lotto jackpot winners can be paid in 25 annual payments
over 24 years or in one lump-sum payment. The annuity payment is
approximately twice the the estimated cash jackpot amount. State
and federal taxes, as well as any amount due under the Revenue
Recapture Act, are withheld. Hot Lotto jackpot prizes are
pari-mutuel, so if more than one winning ticket is sold, the
jackpot is split equally among all winning ticket
holders.
Jackpot winners will receive a check two weeks after the
ticket is validated. Those who pick the cash option will
receive the entire payment (less withholding), while those who
select the 25-year annuity option will receive the first payment
(less withholding). The remaining 24 payments occur
annually on the anniversary date of the first payment (or the first
business day after the anniversary date, should the date fall on a
weekend or holiday).
Q If a jackpot winner dies during the payment
period, who receives the rest of the
payments?
A The winner's beneficiaries, according to the
winner's will, receive any remaining payments on the same annual
schedule. The Lottery does not keep the money, nor does the state
take it. Estate tax laws apply to the heirs of Lottery winners, and
beneficiaries of such a prize should consult an
attorney.
To ease the burden on the winner's estate when estate taxes
are due, the estate can petition the Lottery to accelerate all
payments due and pay the estate the present value of the remaining
payments or transfer all of the securities being held for that
prize to the estate. The estate should then have necessary funds to
pay any estate tax due and transfer the remainder to the winner's
heirs.
Q For those winners who select the 30-year
Powerball jackpot annuity or 25-year Hot Lotto annuity, does the
Lottery hold the entire jackpot and pay only a portion of it to the
winner per year, while collecting interest on the rest in the
meantime?
A No. Million or multimillion-dollar
annuitized Lottery prizes are paid with securities, which are
purchased so that a portion equal to your annual payment will
mature each year. The total of these annual payments will equal
your jackpot amount.
Taxes/Withholding
For every Lottery prize over $5,000, 32.25 percent is
deducted for federal and state withholding. Federal law requires
the Lottery to withhold 25 percent of each payment for federal
income tax and state law requires that 7.25 percent be withheld for
Minnesota personal income tax.
If you are not a resident of Minnesota, the 7.25 percent
Minnesota income tax is still deducted from your check. A
professional tax adviser can help you determine the best way to
handle your federal and state tax obligations.
The amount withheld may or may not be sufficient to meet your
total tax liability. Other income may increase your tax rate, and
tax rates change. It may be in your best interest to rough out your
taxes to see if you may need to pay in at the end of the
year.
Debts Owed to the State of Minnesota
Under the Minnesota Revenue Recapture Act, Lottery prize
winners of $600 or more are subject to a review by the Minnesota
Department of Revenue for money owed to the state. Debts are
subtracted from prize amounts.
Deducting Losses
Q Can I deduct my nonwinning lottery tickets
on my income tax return?
A Yes. If you itemize deductions on your
federal tax return, you may deduct the amount you spend on lottery
tickets and any other gambling losses as a miscellaneous itemized
deduction, but only up to the amount of lottery prizes and other
gambling prizes you report as taxable income. You must be able to
prove the amount of your losses by receipt, ticket or
statement.
________________________________________________________________
为什么美国中奖彩票纳税66% ？
程阳先生你好，看了广西彩票网的报道，美国爱荷华州最近一对夫妻中了2亿美元的强力球巨奖，可是实际拿到手只有6710万美元，难道美国中奖彩票纳税66%？
请解答，谢谢！
北京彩民大刘
2006-10-8
************************************
大刘，
你看到的中文报道没有翻译完，其实英文原文有说明，就在文章的末尾——
details of jackpot
information:
•annualized jackpot:
$200.8 million
•chosen to receive as:
$95,974,824.23 lump-sum payment
•federal withholding:
$23,993,706.06 (25 percent)
•state withholding:
$4,798,741.21 (5 percent)
•after-tax net
payment: $67,182,376.96
大奖详细信息：
•
按年支付计息大奖奖金：2.008亿美元
•
选择一次性支付奖金：9597万美元
•
美国联邦扣税25%：2399万美元
•
爱荷华州扣税5%：480万美元
•
税后实际支付奖金：6718万美元
程阳
2006-10-9
美国：爱荷华州夫妇中2亿美元强力球巨奖
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